:root {
  --ink: #211512;
  --muted: #6c6059;
  --paper: #fff7ea;
  --card: #fffdf8;
  --line: rgba(71, 39, 27, .16);
  --lava: #c43a1e;
  --amber: #ffb83d;
  --coal: #2a1510;
  --shadow: 0 24px 70px rgba(60, 28, 18, .14);
}

*,
*::before,
*::after { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  overflow-x: hidden;
}

body {
  margin: 0;
  color: var(--ink);
  overflow-x: hidden;
  font-family: Georgia, "Times New Roman", serif;
  background:
    radial-gradient(circle at 16% 0, rgba(255, 184, 61, .28), transparent 32rem),
    radial-gradient(circle at 92% 12%, rgba(196, 58, 30, .16), transparent 25rem),
    linear-gradient(135deg, #fff3df 0, #f5e5d1 45%, #fff9ef 100%);
}

body::before {
  content: "";
  position: fixed;
  inset: 0;
  pointer-events: none;
  opacity: .2;
  background-image:
    linear-gradient(30deg, rgba(43, 21, 16, .08) 12%, transparent 12.5%, transparent 87%, rgba(43, 21, 16, .08) 87.5%),
    linear-gradient(150deg, rgba(43, 21, 16, .08) 12%, transparent 12.5%, transparent 87%, rgba(43, 21, 16, .08) 87.5%);
  background-size: 44px 76px;
}

a { color: inherit; }
img { max-width: 100%; height: auto; display: block; }

p,
li,
td,
th,
a,
span,
strong {
  overflow-wrap: anywhere;
}

.skip-link {
  position: absolute;
  left: 16px;
  top: -80px;
  padding: 10px 14px;
  background: var(--coal);
  color: #fff;
  z-index: 20;
}

.skip-link:focus { top: 12px; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(255, 248, 236, .93);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--line);
}

.header-inner {
  width: 100%;
  max-width: 1180px;
  min-height: 58px;
  margin: 0 auto;
  padding: 0 14px;
  display: grid;
  grid-template-columns: auto minmax(0, 1fr) auto auto;
  align-items: center;
  gap: 12px;
}

.brand {
  display: grid;
  grid-template-columns: 40px minmax(0, auto);
  align-items: center;
  gap: 9px;
  min-width: 0;
  max-width: 100%;
  text-decoration: none;
}

.brand-mark {
  width: 40px;
  height: 40px;
  overflow: hidden;
  border-radius: 14px;
  background: #fff;
  box-shadow: 0 10px 24px rgba(196, 58, 30, .28);
}

.brand-title {
  display: block;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
  font: 800 17px/1.05 Georgia, "Times New Roman", serif;
}

.brand-subtitle {
  display: block;
  margin-top: 2px;
  color: var(--muted);
  font: 600 11px/1.2 Verdana, Geneva, sans-serif;
  letter-spacing: .04em;
}

.main-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  min-width: 0;
  gap: 4px;
}

.main-nav a {
  padding: 10px 9px;
  border-radius: 999px;
  color: #49342e;
  text-decoration: none;
  font: 800 12px/1 Verdana, Geneva, sans-serif;
}

.main-nav a:hover,
.main-nav a[aria-current="page"] {
  background: rgba(196, 58, 30, .1);
  color: var(--lava);
}

.lang-select {
  border: 1px solid var(--line);
  border-radius: 999px;
  background: #fffdf7;
  color: var(--ink);
  padding: 9px 28px 9px 11px;
  font: 800 12px/1 Verdana, Geneva, sans-serif;
}

.header-cta,
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 0 18px;
  border: 0;
  border-radius: 999px;
  color: #23130f;
  background: linear-gradient(135deg, var(--amber), #ff7d35);
  box-shadow: 0 14px 28px rgba(196, 58, 30, .24);
  text-decoration: none;
  cursor: pointer;
  font: 900 14px/1 Verdana, Geneva, sans-serif;
  letter-spacing: .01em;
}

.menu-toggle { display: none; }

.page-shell {
  width: 100%;
  max-width: 1180px;
  margin: 18px auto 0;
  padding: 0 14px;
}

.breadcrumbs {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 10px;
  color: var(--muted);
  font: 600 13px/1.4 Verdana, Geneva, sans-serif;
}

.breadcrumbs a {
  text-decoration: none;
  border-bottom: 1px solid rgba(111, 98, 92, .35);
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(280px, .92fr);
  gap: 16px;
  align-items: stretch;
  min-width: 0;
  max-width: 100%;
}

.hero-card,
.media-card,
.content-card,
.link-card,
.fact-strip {
  min-width: 0;
  max-width: 100%;
  border: 1px solid var(--line);
  border-radius: 26px;
  background: rgba(255, 253, 247, .9);
  box-shadow: var(--shadow);
}

.hero-card {
  position: relative;
  overflow: hidden;
  padding: clamp(20px, 4vw, 48px);
}

.hero-card::after {
  content: "";
  position: absolute;
  right: -90px;
  bottom: -120px;
  width: 260px;
  height: 260px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 184, 61, .55), rgba(196, 58, 30, .08) 58%, transparent 70%);
}

.kicker {
  display: inline-flex;
  margin: 0 0 12px;
  color: var(--lava);
  text-transform: uppercase;
  font: 900 11px/1 Verdana, Geneva, sans-serif;
  letter-spacing: .18em;
}

h1,
h2,
h3 { color: #241613; }

h1 {
  margin: 0;
  max-width: 10.5em;
  overflow-wrap: anywhere;
  font-size: clamp(36px, 6.6vw, 76px);
  line-height: .98;
  letter-spacing: -.052em;
}

h2 {
  margin: 0 0 14px;
  overflow-wrap: anywhere;
  font-size: clamp(27px, 3.8vw, 44px);
  line-height: 1.02;
  letter-spacing: -.035em;
}

h3 {
  margin: 0 0 8px;
  overflow-wrap: anywhere;
  font-size: clamp(19px, 2vw, 24px);
  line-height: 1.15;
}

p {
  margin: 0 0 16px;
  color: var(--muted);
  font: 500 17px/1.7 Verdana, Geneva, sans-serif;
}

.hero-copy { margin-top: 16px; max-width: 760px; }

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
  margin-top: 20px;
}

.btn.secondary {
  border: 1px solid var(--line);
  background: #fffdf7;
  color: #3b2721;
  box-shadow: none;
}

.hero-note {
  color: #745f56;
  font: 700 12px/1.45 Verdana, Geneva, sans-serif;
}

.media-card {
  display: grid;
  align-content: start;
  gap: 10px;
  padding: 10px;
  background: linear-gradient(145deg, #2b1510, #5b2117 55%, #f4a63b 145%);
  color: #fff;
}

.media-card img {
  width: 100%;
  border-radius: 20px;
  background: #fff6e6;
}

.provider-line {
  display: grid;
  grid-template-columns: 52px minmax(0, 1fr);
  align-items: center;
  gap: 10px;
  padding: 9px;
  border-radius: 18px;
  background: rgba(255, 255, 255, .12);
}

.provider-line img {
  border-radius: 13px;
  background: #fff;
}

.provider-line strong {
  display: block;
  font: 900 14px/1.25 Verdana, Geneva, sans-serif;
}

.provider-line span span {
  display: block;
  margin-top: 4px;
  color: rgba(255, 255, 255, .78);
  font: 600 12px/1.35 Verdana, Geneva, sans-serif;
}

.fact-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 9px;
  margin: 16px 0;
  padding: 10px;
}

.fact {
  padding: 13px;
  border-radius: 18px;
  background: #fff5e4;
}

.fact b {
  display: block;
  color: var(--lava);
  font: 900 20px/1 Georgia, "Times New Roman", serif;
}

.fact span {
  display: block;
  margin-top: 5px;
  color: var(--muted);
  font: 700 12px/1.35 Verdana, Geneva, sans-serif;
}

.content-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 310px;
  gap: 16px;
  align-items: start;
  min-width: 0;
  max-width: 100%;
}

.content-grid > * {
  min-width: 0;
  max-width: 100%;
}

.content-card {
  overflow: hidden;
  margin-bottom: 16px;
  padding: clamp(18px, 2.8vw, 34px);
}

.content-card.accent {
  background: linear-gradient(140deg, rgba(255, 253, 247, .96), rgba(255, 236, 203, .92));
}

.section-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  min-width: 0;
  max-width: 100%;
}

.mini-panel {
  min-width: 0;
  max-width: 100%;
  overflow: hidden;
  padding: 16px;
  border: 1px solid var(--line);
  border-radius: 20px;
  background: #fff8ed;
}

.table-wrap {
  display: block;
  width: 100%;
  max-width: 100%;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  margin: 12px 0 18px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: #fff;
}

table {
  width: max-content;
  min-width: 620px;
  max-width: none;
  border-collapse: collapse;
  font: 600 15px/1.55 Verdana, Geneva, sans-serif;
}

th,
td {
  padding: 13px 15px;
  border-bottom: 1px solid rgba(69, 38, 28, .12);
  text-align: left;
  vertical-align: top;
}

th {
  background: #f0d3a3;
  color: #2b1510;
  font-weight: 900;
}

tr:last-child td { border-bottom: 0; }

.sidebar {
  position: sticky;
  top: 78px;
  display: grid;
  min-width: 0;
  gap: 14px;
}

.link-card { padding: 16px; }

.link-card ul {
  display: grid;
  gap: 8px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.link-card a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 12px 13px;
  border: 1px solid rgba(69, 38, 28, .08);
  border-radius: 16px;
  background: #fff5e4;
  text-decoration: none;
  font: 800 13px/1.3 Verdana, Geneva, sans-serif;
}

.link-card a::after {
  content: "\203A";
  color: var(--lava);
  font-size: 22px;
  line-height: 1;
}

.faq-item {
  margin-top: 16px;
  padding: 16px 0 0;
  border-top: 1px solid var(--line);
}

.footer {
  margin-top: 30px;
  padding: 30px 0 82px;
  background: #24130f;
  color: #fff6e9;
}

.footer-inner {
  display: grid;
  gap: 18px;
  width: 100%;
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 14px;
}

.footer a { color: #fff6e9; }

.footer-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 18px;
  font: 700 13px/1.4 Verdana, Geneva, sans-serif;
}

.floating-cta {
  position: fixed;
  right: 16px;
  bottom: 16px;
  z-index: 9;
  max-width: calc(100vw - 32px);
}

@media (max-width: 980px) {
  .header-inner {
    min-height: 54px;
    grid-template-columns: auto 1fr auto auto;
    gap: 8px;
  }

  .main-nav {
    position: fixed;
    top: 54px;
    left: 10px;
    right: 10px;
    max-width: calc(100vw - 20px);
    display: none;
    flex-direction: column;
    align-items: stretch;
    padding: 10px;
    border: 1px solid var(--line);
    border-radius: 20px;
    background: rgba(255, 253, 247, .98);
    box-shadow: var(--shadow);
  }

  .main-nav.is-open { display: flex; }
  .main-nav a { padding: 13px 14px; }

  .menu-toggle {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 38px;
    padding: 0 12px;
    border: 1px solid var(--line);
    border-radius: 999px;
    background: #fffdf7;
    color: var(--ink);
    font: 900 13px/1 Verdana, Geneva, sans-serif;
  }

  .header-cta {
    min-height: 38px;
    padding: 0 13px;
    font-size: 13px;
  }

  .lang-select {
    max-width: 86px;
    padding: 8px 24px 8px 10px;
  }

  .hero,
  .content-grid { grid-template-columns: 1fr; }

  .sidebar { position: static; }
  .fact-strip { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 620px) {
  body::before { background-size: 32px 56px; }

  .header-inner {
    width: 100%;
    min-height: 48px;
    padding: 0 8px;
    grid-template-columns: minmax(0, 1fr) auto auto;
    gap: 6px;
  }

  .brand {
    grid-template-columns: 30px minmax(0, 1fr);
    gap: 7px;
  }

  .brand-mark {
    width: 30px;
    height: 30px;
    border-radius: 10px;
  }

  .brand-title {
    max-width: 118px;
    font-size: 14px;
  }

  .brand-subtitle,
  .header-cta { display: none; }

  .menu-toggle {
    min-height: 34px;
    padding: 0 10px;
    font-size: 12px;
  }

  .lang-select {
    min-height: 34px;
    max-width: 78px;
    padding: 7px 20px 7px 9px;
    font-size: 11px;
  }

  .main-nav {
    top: 48px;
    left: 8px;
    right: 8px;
  }

  .page-shell {
    width: 100%;
    margin-top: 10px;
    padding: 0 8px;
  }

  .breadcrumbs {
    margin: 0 4px 8px;
    font-size: 12px;
  }

  .hero { gap: 9px; }

  .hero-card,
  .content-card,
  .link-card,
  .media-card { border-radius: 20px; }

  .hero-card { padding: 18px 15px; }

  .kicker {
    margin-bottom: 10px;
    font-size: 10px;
    letter-spacing: .15em;
  }

  h1 {
    max-width: 100%;
    font-size: clamp(30px, 10.6vw, 44px);
    line-height: 1.02;
    letter-spacing: -.035em;
  }

  h2 {
    font-size: clamp(24px, 8vw, 32px);
    line-height: 1.06;
    letter-spacing: -.025em;
  }

  h3 { font-size: 18px; }

  p {
    font-size: 15px;
    line-height: 1.62;
  }

  .hero-copy { margin-top: 12px; }

  .hero-actions {
    gap: 8px;
    margin-top: 14px;
  }

  .hero-actions .btn {
    width: 100%;
    min-height: 42px;
  }

  .hero-note { font-size: 11px; }

  .media-card {
    gap: 8px;
    padding: 8px;
  }

  .media-card > img {
    max-height: 210px;
    object-fit: cover;
  }

  .provider-line {
    grid-template-columns: 42px minmax(0, 1fr);
    padding: 8px;
  }

  .provider-line span span { font-size: 11px; }

  .fact-strip {
    grid-template-columns: 1fr 1fr;
    gap: 7px;
    margin: 10px 0;
    padding: 7px;
  }

  .fact {
    padding: 10px;
    border-radius: 14px;
  }

  .fact b { font-size: 17px; }
  .fact span { font-size: 11px; }

  .content-card {
    margin-bottom: 10px;
    padding: 17px 14px;
    width: 100%;
  }

  .section-grid {
    grid-template-columns: 1fr;
    gap: 9px;
  }

  .mini-panel {
    padding: 14px;
    border-radius: 17px;
  }

  table {
    min-width: 480px;
    font-size: 13px;
    line-height: 1.45;
  }

  th,
  td { padding: 10px; }

  .sidebar { gap: 10px; }
  .link-card { padding: 14px; }
  .link-card a { padding: 11px 12px; }

  .footer { padding-bottom: 76px; }

  .floating-cta {
    left: 8px;
    right: 8px;
    bottom: 8px;
    max-width: calc(100vw - 16px);
  }

  .floating-cta .btn {
    width: 100%;
    min-height: 48px;
  }
}

@media (max-width: 380px) {
  .header-inner { padding: 0 6px; }
  .brand-title { max-width: 92px; font-size: 13px; }
  .menu-toggle { padding: 0 9px; }
  .lang-select { max-width: 70px; }
  .page-shell { padding: 0 6px; }
  h1 { font-size: 29px; }
  .hero-card { padding: 16px 13px; }
  .media-card > img { max-height: 180px; }
  .fact-strip { grid-template-columns: 1fr; }
  .btn { padding: 0 14px; }
  table { min-width: 430px; font-size: 12px; }
}